:root {
  --public-ink: #101828;
  --public-muted: #5f6c7b;
  --public-line: #e4e7ec;
  --public-blue: #175cd3;
  --public-blue-dark: #0b3f91;
  --public-navy: #0c2347;
  --public-soft: #f4f7fb;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Inter, sans-serif; color: var(--public-ink); background: #fff; }
html, body { max-width: 100%; overflow-x: clip; }
main { min-width: 0; }
img { max-width: 100%; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
.public-container { width: min(1280px, calc(100% - 56px)); margin: 0 auto; }

.public-header { position: sticky; top: 0; z-index: 50; border-bottom: 1px solid rgba(16,24,40,.08); background: rgba(255,255,255,.94); backdrop-filter: blur(14px); }
.public-header__inner { min-height: 82px; display: flex; align-items: center; gap: 30px; }
.public-brand img { width: 154px; height: 56px; object-fit: contain; }
.public-nav { margin-left: auto; display: flex; gap: 30px; color: #344054; font-size: .9rem; font-weight: 600; }
.public-nav a:hover { color: var(--public-blue); }
.public-header__actions, .public-hero__actions { display: flex; align-items: center; gap: 10px; }
.public-link-button, .public-primary-button, .public-secondary-button { display: inline-flex; align-items: center; justify-content: center; min-height: 46px; padding: 11px 18px; border-radius: 10px; font-size: .84rem; font-weight: 750; }
.public-link-button, .public-secondary-button { border: 1px solid #cbd5e1; color: #344054; background: #fff; }
.public-primary-button { border: 1px solid var(--public-blue); color: #fff; background: var(--public-blue); }

.public-hero { padding: 72px 0; color: #fff; background: radial-gradient(circle at 82% 12%, rgba(73,128,255,.42), transparent 24%), linear-gradient(140deg, #0b1f43, #1554ad); }
.public-hero--compact { padding: 58px 0; }
.public-hero__grid { display: grid; grid-template-columns: 1.3fr .7fr; align-items: center; gap: 52px; }
.public-eyebrow { display: block; margin-bottom: 12px; color: #2f6ed5; font-size: .78rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.public-hero .public-eyebrow { color: #b9d2ff; }
.public-hero h1 { max-width: 780px; margin: 0 0 16px; font-size: clamp(2.2rem, 5vw, 4rem); line-height: 1.06; letter-spacing: -.05em; }
.public-hero__copy > p { max-width: 700px; margin: 0; color: #d7e4f8; line-height: 1.72; }
.public-hero__actions { margin-top: 25px; }
.public-hero__panel { padding: 26px; display: grid; gap: 10px; border: 1px solid rgba(255,255,255,.17); border-radius: 18px; background: rgba(255,255,255,.09); }
.public-hero__panel i { color: #bdd4ff; font-size: 1.8rem; }
.public-hero__panel strong { font-size: 1.08rem; }
.public-hero__panel p { margin: 0; color: #d7e4f8; font-size: .82rem; line-height: 1.62; }
.public-panel-label { color: #b9d2ff; font-size: .65rem; font-weight: 800; letter-spacing: .13em; text-transform: uppercase; }
.public-panel-feature { padding: 16px 0; display: grid; grid-template-columns: 42px 1fr; gap: 13px; border-bottom: 1px solid rgba(255,255,255,.13); }
.public-panel-feature:last-child { padding-bottom: 0; border-bottom: 0; }
.public-panel-feature > i { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 12px; background: rgba(255,255,255,.1); font-size: 1.1rem; }
.public-panel-feature div { display: grid; gap: 5px; }
.public-hero--about { padding-bottom: 92px; }
.about-metrics { position: relative; z-index: 2; margin-top: -38px; }
.about-metrics__grid { display: grid; grid-template-columns: repeat(4, 1fr); overflow: hidden; border: 1px solid var(--public-line); border-radius: 16px; background: #fff; box-shadow: 0 22px 55px rgba(16,24,40,.11); }
.about-metrics article { padding: 22px; display: grid; gap: 5px; border-right: 1px solid var(--public-line); }
.about-metrics article:last-child { border-right: 0; }
.about-metrics strong { color: var(--public-blue); font-size: 1.45rem; letter-spacing: -.04em; }
.about-metrics span { color: var(--public-muted); font-size: .7rem; line-height: 1.4; }

.public-section { padding: 84px 0; }
.public-section--soft { background: var(--public-soft); }
.public-section__heading { max-width: 720px; margin-bottom: 28px; }
.public-section__heading h2, .public-cta h2 { margin: 0 0 10px; font-size: clamp(1.8rem, 4vw, 2.65rem); letter-spacing: -.04em; }
.public-section__heading p, .public-cta p { margin: 0; color: var(--public-muted); line-height: 1.7; }
.public-card-grid { display: grid; gap: 18px; }
.public-card-grid--three { grid-template-columns: repeat(3, 1fr); }
.public-card { padding: 27px; border: 1px solid var(--public-line); border-radius: 16px; background: #fff; }
.public-card > i { width: 46px; height: 46px; margin-bottom: 16px; display: grid; place-items: center; border-radius: 13px; color: var(--public-blue); background: #eef4ff; font-size: 1.2rem; }
.public-card h3 { margin: 0 0 9px; }
.public-card p { margin: 0; color: var(--public-muted); font-size: .9rem; line-height: 1.7; }
.public-section__heading--center { margin-right: auto; margin-left: auto; text-align: center; }
.about-bento { display: grid; grid-template-columns: 1.2fr .8fr .8fr; gap: 16px; }
.about-bento__card { position: relative; min-height: 235px; padding: 25px; overflow: hidden; border: 1px solid var(--public-line); border-radius: 17px; background: #fff; }
.about-bento__card--primary { grid-row: span 2; color: #fff; border-color: #174c9c; background: radial-gradient(circle at 90% 10%, rgba(92,144,255,.45), transparent 26%), linear-gradient(145deg, #0c2855, #175cd3); }
.about-bento__card--wide { grid-column: 2 / 4; display: grid; grid-template-columns: auto 1fr; align-items: center; gap: 18px; min-height: 170px; }
.about-bento__number { position: absolute; top: 18px; right: 20px; color: #98a2b3; font-size: .68rem; font-weight: 800; }
.about-bento__card--primary .about-bento__number { color: #bdd4ff; }
.about-bento__card > i { width: 48px; height: 48px; margin-bottom: 18px; display: grid; place-items: center; border-radius: 14px; color: var(--public-blue); background: #eef4ff; font-size: 1.25rem; }
.about-bento__card--primary > i { color: #fff; background: rgba(255,255,255,.13); }
.about-bento__card h3 { margin: 0 0 9px; }
.about-bento__card p { margin: 0; color: var(--public-muted); font-size: .88rem; line-height: 1.7; }
.about-bento__card--primary p { color: #d7e4f8; }
.about-bento__card ul { display: grid; gap: 8px; margin: 22px 0 0; padding: 17px 0 0 18px; border-top: 1px solid rgba(255,255,255,.16); color: #e4edff; font-size: .73rem; }
.about-process { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; overflow: hidden; border: 1px solid var(--public-line); border-radius: 16px; background: #fff; }
.about-process article { position: relative; min-height: 210px; padding: 26px; border-right: 1px solid var(--public-line); }
.about-process article:last-child { border-right: 0; }
.about-process article > span { display: inline-grid; place-items: center; width: 38px; height: 38px; margin-bottom: 24px; border-radius: 11px; color: var(--public-blue); background: #eef4ff; font-size: .7rem; font-weight: 800; }
.about-process h3 { margin: 0 0 8px; }
.about-process p { margin: 0; color: var(--public-muted); font-size: .86rem; line-height: 1.68; }
.public-split { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: start; }
.public-check-list { display: grid; gap: 12px; }
.public-check-list span { padding: 15px 17px; display: flex; gap: 10px; border: 1px solid var(--public-line); border-radius: 11px; background: #fff; color: #344054; font-size: .82rem; }
.public-check-list i { color: #16a36b; }
.public-cta { padding: 34px; display: flex; justify-content: space-between; align-items: center; gap: 28px; border: 1px solid #d5e2fb; border-radius: 18px; background: #fff; }
.public-cta > div { min-width: 0; }
.public-cta .public-primary-button { flex: 0 0 auto; white-space: nowrap; }
.public-cta.public-cta--dark { color: #fff; border-color: #153c75; background: radial-gradient(circle at 88% 12%, rgba(72,133,255,.35), transparent 26%), linear-gradient(145deg, #0b2348, #154e9f); }
.public-cta--dark .public-eyebrow { color: #bdd4ff; }
.public-cta--dark h2 { color: #fff; }
.public-cta--dark p { color: #d7e4f8; }

.public-contact-grid { display: grid; grid-template-columns: .75fr 1.25fr; gap: 36px; }
.public-hero--contact { padding: 66px 0 90px; }
.contact-hero-points { display: flex; flex-wrap: wrap; gap: 10px 18px; margin-top: 24px; }
.contact-hero-points span { display: flex; gap: 7px; align-items: center; color: #e4edff; font-size: .84rem; }
.contact-hero-points i { color: #79e2b2; }
.contact-prep-list { display: grid; gap: 11px; margin: 4px 0 0; padding: 0; counter-reset: prep; list-style: none; }
.contact-prep-list li { display: grid; grid-template-columns: 30px 1fr; align-items: center; gap: 10px; color: #d7e4f8; font-size: .85rem; }
.contact-prep-list li::before { counter-increment: prep; content: counter(prep); width: 28px; height: 28px; display: grid; place-items: center; border-radius: 8px; color: #fff; background: rgba(255,255,255,.12); font-size: .65rem; font-weight: 800; }
.contact-main-section { position: relative; margin-top: -38px; padding-top: 0; }
.public-contact-grid--premium { align-items: start; padding: 22px; border: 1px solid var(--public-line); border-radius: 22px; background: #f8fafc; box-shadow: 0 24px 60px rgba(16,24,40,.12); }
.public-contact-details { display: grid; align-content: start; gap: 12px; }
.public-contact-card { padding: 16px; display: grid; grid-template-columns: 44px 1fr auto; align-items: center; gap: 13px; border: 1px solid var(--public-line); border-radius: 12px; background: #fff; transition: transform .2s, border-color .2s, box-shadow .2s; }
a.public-contact-card:hover { transform: translateY(-2px); border-color: #a9c4f8; box-shadow: 0 12px 25px rgba(16,24,40,.07); }
.public-contact-card__icon { width: 44px; height: 44px; display: grid; place-items: center; border-radius: 11px; color: var(--public-blue); background: #eef4ff; font-size: 1rem; }
.public-contact-card > i:last-child { color: #98a2b3; }
.public-contact-card div { display: grid; gap: 3px; }
.public-contact-card small { color: var(--public-blue); font-size: .61rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.public-contact-card span { color: var(--public-muted); font-size: .82rem; }
.contact-trust-note { margin-top: 5px; padding: 15px; display: flex; gap: 11px; border: 1px solid #cfe9df; border-radius: 11px; background: #f0faf6; }
.contact-trust-note > i { color: #07875f; font-size: 1.15rem; }
.contact-trust-note div { display: grid; gap: 4px; }
.contact-trust-note p { margin: 0; color: #4f6f64; font-size: .69rem; line-height: 1.5; }
.public-form-card { padding: 30px; border: 1px solid var(--public-line); border-radius: 18px; box-shadow: 0 22px 52px rgba(16,24,40,.08); }
.public-form-card--premium { background: #fff; }
.public-form-card__header { display: flex; justify-content: space-between; align-items: flex-start; gap: 20px; }
.public-form-card__header h2 { margin: 0; }
.public-form-step { padding: 6px 9px; border-radius: 99px; color: var(--public-blue); background: #eef4ff; font-size: .64rem; font-weight: 800; }
.public-form-intro { margin: 8px 0 22px; color: var(--public-muted); font-size: .84rem; line-height: 1.6; }
.public-form-card h2 { margin: 0 0 22px; }
.public-form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 18px; }
.public-form-grid label { display: grid; gap: 7px; color: #344054; font-size: .82rem; font-weight: 700; }
.public-form-grid__full { grid-column: 1 / -1; }
.public-form-grid input, .public-form-grid select, .public-form-grid textarea { width: 100%; padding: 11px 12px; border: 1px solid #d0d5dd; border-radius: 9px; outline: 0; background: #fff; }
.public-form-grid input:focus, .public-form-grid select:focus, .public-form-grid textarea:focus { border-color: #6b9df8; box-shadow: 0 0 0 3px rgba(23,92,211,.1); }
.public-static-form small { display: block; margin-top: 12px; color: var(--public-muted); line-height: 1.5; }
.contact-choice-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; }
.contact-choice-grid label { cursor: pointer; }
.contact-choice-grid input { position: absolute; opacity: 0; pointer-events: none; }
.contact-choice-grid span { min-height: 44px; display: grid; place-items: center; padding: 8px; border: 1px solid var(--public-line); border-radius: 9px; color: #475467; background: #fff; text-align: center; font-size: .68rem; }
.contact-choice-grid input:checked + span { border-color: var(--public-blue); color: var(--public-blue); background: #eef4ff; box-shadow: 0 0 0 2px rgba(23,92,211,.08); }
.public-form-actions { display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.public-form-actions > span { display: flex; align-items: center; gap: 5px; color: var(--public-muted); font-size: .66rem; }

.public-legal-hero { padding: 60px 0 46px; border-bottom: 1px solid #d8e3f5; background: linear-gradient(135deg, #eef4ff, #f8fbff); }
.public-legal-hero h1 { margin: 0 0 10px; font-size: clamp(2.2rem, 5vw, 3.7rem); letter-spacing: -.05em; }
.public-legal-hero p { margin: 0; color: var(--public-muted); }
.public-legal-hero--privacy { padding: 68px 0 72px; background: radial-gradient(circle at 86% 16%, rgba(73,128,255,.18), transparent 23%), linear-gradient(135deg, #edf4ff, #fafcff); }
.privacy-hero-grid { display: grid; grid-template-columns: 1.2fr .8fr; align-items: center; gap: 56px; }
.privacy-hero-grid > div:first-child > p { max-width: 680px; line-height: 1.7; }
.privacy-effective { width: fit-content; margin-top: 20px; padding: 8px 11px; display: flex; align-items: center; gap: 7px; border: 1px solid #cbdcf8; border-radius: 9px; color: #365b91; background: rgba(255,255,255,.75); font-size: .7rem; }
.privacy-hero-badge { padding: 25px; display: grid; gap: 9px; border: 1px solid #c8d9f6; border-radius: 17px; background: rgba(255,255,255,.78); box-shadow: 0 18px 42px rgba(23,92,211,.09); }
.privacy-hero-badge i { color: var(--public-blue); font-size: 1.7rem; }
.privacy-hero-badge span { color: var(--public-muted); font-size: .84rem; line-height: 1.65; }
.privacy-summary { margin-top: -28px; position: relative; z-index: 3; }
.privacy-summary__grid { display: grid; grid-template-columns: repeat(3, 1fr); overflow: hidden; border: 1px solid var(--public-line); border-radius: 14px; background: #fff; box-shadow: 0 18px 45px rgba(16,24,40,.1); }
.privacy-summary article { padding: 18px 20px; display: flex; align-items: center; gap: 12px; border-right: 1px solid var(--public-line); }
.privacy-summary article:last-child { border-right: 0; }
.privacy-summary i { width: 38px; height: 38px; display: grid; place-items: center; border-radius: 10px; color: var(--public-blue); background: #eef4ff; }
.privacy-summary article div { display: grid; gap: 3px; }
.privacy-summary span { color: var(--public-muted); font-size: .73rem; line-height: 1.45; }
.public-section--legal { padding-top: 58px; }
.public-legal-layout { display: grid; grid-template-columns: 250px minmax(0, 1fr); gap: 52px; align-items: start; }
.public-legal-nav { position: sticky; top: 102px; display: grid; gap: 11px; padding: 18px; border: 1px solid var(--public-line); border-radius: 12px; background: #fff; }
.public-legal-nav__label { margin-bottom: 5px; color: #344054; font-size: .72rem; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; }
.public-legal-nav a { display: grid; grid-template-columns: 26px 1fr; align-items: center; gap: 8px; color: var(--public-muted); font-size: .8rem; line-height: 1.4; }
.public-legal-nav a span { color: #98a2b3; font-size: .58rem; font-weight: 800; }
.public-legal-nav a:hover { color: var(--public-blue); }
.public-legal-copy { width: 100%; max-width: none; }
.public-legal-copy section { position: relative; scroll-margin-top: 112px; padding: 31px 32px; margin-bottom: 18px; border: 1px solid var(--public-line); border-radius: 15px; background: #fff; }
.public-legal-copy h2 { margin: 0 0 11px; font-size: 1.32rem; }
.public-legal-copy p { margin: 0 0 10px; color: var(--public-muted); font-size: .94rem; line-height: 1.78; }
.public-legal-copy a { color: var(--public-blue); font-weight: 700; }
.public-legal-index { display: block; margin-bottom: 7px; color: var(--public-blue); font-size: .62rem; font-weight: 800; letter-spacing: .1em; }
.public-legal-intro { margin-bottom: 14px; padding: 14px 16px; display: flex; gap: 10px; border: 1px solid #d5e2fb; border-radius: 11px; background: #f3f7ff; }
.public-legal-intro i { color: var(--public-blue); }
.public-legal-intro p { margin: 0; font-size: .84rem; }
.privacy-data-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin-top: 16px; }
.privacy-data-grid span { padding: 12px 13px; border: 1px solid var(--public-line); border-radius: 9px; color: #475467; background: #fafbfc; font-size: .78rem; }
.public-legal-callout { margin-top: 15px; padding: 13px 14px; display: flex; gap: 9px; border-radius: 9px; color: #0a6549; background: #eefaf5; }
.public-legal-callout i { flex: 0 0 auto; }
.public-legal-callout p { margin: 0; color: #286854; font-size: .82rem; }
.privacy-contact-panel { display: flex; gap: 13px; align-items: center; }
.privacy-contact-panel > i { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 11px; color: var(--public-blue); background: #eef4ff; }
.privacy-contact-panel div { display: grid; gap: 4px; }
.privacy-contact-panel p { margin: 0; }

.terms-hero { padding: 72px 0 88px; overflow: hidden; background: radial-gradient(circle at 82% 5%, rgba(64,125,238,.2), transparent 25%), linear-gradient(135deg, #edf4ff 0%, #f8fbff 60%, #eef4ff 100%); }
.terms-hero__grid { display: grid; grid-template-columns: 1.2fr .8fr; align-items: center; gap: 70px; }
.terms-hero__copy > p { max-width: 680px; font-size: .96rem; line-height: 1.75; }
.terms-effective { width: fit-content; margin-top: 24px; padding: 9px 13px; display: flex; align-items: center; gap: 8px; border: 1px solid #c9dafa; border-radius: 99px; color: #365b91; background: rgba(255,255,255,.82); font-size: .72rem; font-weight: 600; }
.terms-effective i { color: var(--public-blue); }
.terms-hero__panel { padding: 26px; display: grid; grid-template-columns: 52px 1fr; gap: 17px; border: 1px solid rgba(23,92,211,.17); border-radius: 18px; background: rgba(255,255,255,.82); box-shadow: 0 24px 60px rgba(23,92,211,.11); }
.terms-hero__icon { width: 52px; height: 52px; display: grid; place-items: center; border-radius: 14px; color: #fff; background: linear-gradient(145deg, #175cd3, #0b3f91); font-size: 1.35rem; }
.terms-hero__panel strong { display: block; margin: 3px 0 7px; font-size: .92rem; }
.terms-hero__panel p { margin: 0; color: var(--public-muted); font-size: .72rem; line-height: 1.65; }
.terms-summary { position: relative; z-index: 3; margin-top: -35px; }
.terms-summary__grid { display: grid; grid-template-columns: repeat(3, 1fr); overflow: hidden; border: 1px solid var(--public-line); border-radius: 16px; background: #fff; box-shadow: 0 20px 52px rgba(16,24,40,.1); }
.terms-summary article { padding: 20px 23px; display: grid; grid-template-columns: 42px 1fr; align-items: center; gap: 13px; border-right: 1px solid var(--public-line); }
.terms-summary article:last-child { border-right: 0; }
.terms-summary i { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 11px; color: var(--public-blue); background: #eef4ff; font-size: 1.05rem; }
.terms-summary article div { display: grid; gap: 4px; }
.terms-summary strong { font-size: .86rem; }
.terms-summary span { color: var(--public-muted); font-size: .73rem; line-height: 1.45; }
.terms-document { background: linear-gradient(#fff, #f8fafc); }
.terms-document .public-legal-nav { padding: 20px; border-radius: 15px; box-shadow: 0 12px 32px rgba(16,24,40,.05); }
.terms-document .public-legal-nav a { padding: 7px 4px; border-bottom: 1px solid #f0f2f5; transition: color .2s, transform .2s; }
.terms-document .public-legal-nav a:last-child { border-bottom: 0; }
.terms-document .public-legal-nav a:hover { transform: translateX(3px); }
.terms-document__intro { margin-bottom: 16px; padding: 19px 21px; display: grid; grid-template-columns: 38px 1fr; gap: 13px; border: 1px solid #cdddf8; border-radius: 14px; background: #f2f7ff; }
.terms-document__intro > i { width: 38px; height: 38px; display: grid; place-items: center; border-radius: 10px; color: var(--public-blue); background: #fff; }
.terms-document__intro strong { display: block; margin-bottom: 5px; font-size: .82rem; }
.terms-document__intro p { margin: 0; color: #52657e; font-size: .72rem; line-height: 1.6; }
.terms-copy section { padding: 29px 30px; border-radius: 16px; box-shadow: 0 8px 24px rgba(16,24,40,.035); transition: border-color .2s, box-shadow .2s; }
.terms-copy section:hover { border-color: #c7d7f2; box-shadow: 0 13px 30px rgba(16,24,40,.06); }
.terms-section__heading { display: flex; align-items: center; gap: 11px; margin-bottom: 12px; }
.terms-section__heading i { width: 38px; height: 38px; display: grid; place-items: center; border-radius: 10px; color: var(--public-blue); background: #eef4ff; }
.terms-section__heading h2 { margin: 0; }
.terms-list { display: grid; gap: 9px; margin: 17px 0 0; padding: 16px 0 0; border-top: 1px solid var(--public-line); list-style: none; }
.terms-list li { position: relative; padding-left: 22px; color: #475467; font-size: .73rem; line-height: 1.55; }
.terms-list li::before { content: "✓"; position: absolute; left: 0; color: #07875f; font-weight: 800; }
.terms-note { margin-top: 16px; padding: 12px 14px; display: flex; align-items: center; gap: 9px; border-radius: 9px; color: #825b12; background: #fff8e8; font-size: .7rem; }
.terms-commercial-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 9px; margin-top: 17px; }
.terms-commercial-grid div { padding: 13px; display: grid; gap: 5px; border: 1px solid var(--public-line); border-radius: 10px; background: #fafbfc; }
.terms-commercial-grid strong { color: #344054; font-size: .7rem; }
.terms-commercial-grid span { color: var(--public-muted); font-size: .63rem; line-height: 1.45; }
.terms-copy section#contact-terms { padding: 0; overflow: hidden; color: #fff; border-color: #16498f; background: radial-gradient(circle at 90% 0, rgba(85,143,255,.45), transparent 28%), linear-gradient(145deg, #0b2348, #154e9f); }
.terms-copy section#contact-terms:hover { border-color: #16498f; }
.terms-contact { padding: 27px 29px; display: grid; grid-template-columns: 48px 1fr auto; align-items: center; gap: 17px; }
.terms-contact__icon { width: 48px; height: 48px; display: grid; place-items: center; border-radius: 13px; color: #fff; background: rgba(255,255,255,.12); font-size: 1.15rem; }
.terms-contact .public-legal-index { color: #bdd4ff; }
.terms-contact h2 { margin: 0 0 6px; }
.terms-contact p { margin: 0; color: #d7e4f8; font-size: .72rem; }
.terms-contact .public-primary-button { color: #154e9f; border-color: #fff; background: #fff; white-space: nowrap; }

.public-footer { padding: 46px 0 0; color: #d7e4f7; background: linear-gradient(145deg, #091a35, #102b57); }
.public-footer__grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 56px; padding-bottom: 34px; }
.public-footer__brand img { width: 120px; height: 50px; padding: 5px; object-fit: contain; border-radius: 7px; background: #fff; }
.public-footer__brand p { max-width: 430px; color: #b9c9df; font-size: .84rem; line-height: 1.7; }
.public-footer__column { display: grid; align-content: start; gap: 12px; }
.public-footer__column h3 { margin: 0 0 5px; color: #fff; }
.public-footer__column a { color: #d7e4f7; font-size: .84rem; }
.public-footer__column a:hover { color: #fff; }
.public-footer__bottom { border-top: 1px solid rgba(255,255,255,.11); }
.public-footer__bottom .public-container { min-height: 62px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.public-footer__bottom p, .public-footer__legal { margin: 0; color: #aebed4; font-size: .68rem; }
.public-footer__legal { display: flex; gap: 18px; }

@media (max-width: 1080px) {
  .public-header__inner { gap: 18px; }
  .public-nav { gap: 18px; }
  .public-cta { align-items: flex-start; flex-direction: column; }
  .public-legal-layout { grid-template-columns: 200px minmax(0, 1fr); gap: 32px; }
  .public-legal-copy { min-width: 0; }
}

@media (max-width: 860px) {
  .public-nav { display: none; }
  .public-header__actions { margin-left: auto; }
  .public-hero__grid, .public-split, .public-contact-grid, .public-legal-layout { grid-template-columns: 1fr; }
  .public-card-grid--three { grid-template-columns: 1fr; }
  .public-legal-nav { position: static; }
  .public-footer__grid { grid-template-columns: 1fr 1fr; }
  .public-footer__brand { grid-column: 1 / -1; }
  .about-bento { grid-template-columns: 1fr 1fr; }
  .about-bento__card--primary { grid-row: auto; grid-column: 1 / -1; }
  .about-bento__card--wide { grid-column: 1 / -1; }
  .about-process { grid-template-columns: 1fr 1fr; }
  .about-process article:nth-child(2) { border-right: 0; }
  .about-process article { border-bottom: 1px solid var(--public-line); }
  .about-process article:nth-child(n+3) { border-bottom: 0; }
  .privacy-hero-grid { grid-template-columns: 1fr; gap: 30px; }
  .terms-hero__grid { grid-template-columns: 1fr; gap: 30px; }
  .terms-contact { grid-template-columns: 48px 1fr; }
  .terms-contact .public-primary-button { grid-column: 2; justify-self: start; }
  .contact-choice-grid { grid-template-columns: 1fr 1fr; }
  .public-cta .public-primary-button { align-self: flex-start; }
}

@media (max-width: 560px) {
  .public-container { width: min(100% - 26px, 1160px); }
  .public-header__inner { min-height: 66px; }
  .public-brand img { width: 108px; height: 44px; }
  .public-link-button { display: none; }
  .public-primary-button { padding: 9px 12px; }
  .public-hero, .public-hero--compact { padding: 44px 0; }
  .public-section { padding: 52px 0; }
  .public-hero__actions, .public-cta, .public-footer__bottom .public-container { align-items: stretch; flex-direction: column; }
  .public-cta { padding: 25px 20px; }
  .public-cta .public-primary-button { width: 100%; white-space: normal; text-align: center; }
  .public-form-grid { grid-template-columns: 1fr; }
  .public-form-grid__full { grid-column: 1; }
  .public-footer__grid { grid-template-columns: 1fr; }
  .public-footer__brand { grid-column: 1; }
  .public-footer__bottom .public-container { padding: 18px 0; }
  .about-metrics__grid, .privacy-summary__grid, .about-bento, .about-process { grid-template-columns: 1fr; }
  .terms-summary__grid, .terms-commercial-grid { grid-template-columns: 1fr; }
  .terms-summary article { border-right: 0; border-bottom: 1px solid var(--public-line); }
  .terms-summary article:last-child { border-bottom: 0; }
  .terms-hero { padding: 48px 0 70px; }
  .terms-hero__panel { grid-template-columns: 1fr; }
  .terms-copy section { padding: 22px 18px; }
  .terms-contact { grid-template-columns: 1fr; padding: 23px 19px; }
  .terms-contact .public-primary-button { grid-column: 1; justify-self: stretch; }
  .terms-contact a { overflow-wrap: anywhere; }
  .about-metrics article, .privacy-summary article, .about-process article { border-right: 0; border-bottom: 1px solid var(--public-line); }
  .about-metrics article:last-child, .privacy-summary article:last-child, .about-process article:last-child { border-bottom: 0; }
  .about-bento__card--primary, .about-bento__card--wide { grid-column: 1; }
  .about-bento__card--wide { grid-template-columns: 1fr; }
  .public-contact-grid--premium { padding: 12px; }
  .public-form-card { padding: 22px 17px; }
  .public-form-actions { align-items: stretch; flex-direction: column; }
  .privacy-data-grid { grid-template-columns: 1fr; }
  .public-legal-copy section { padding: 20px 17px; }
}